Clara Mortgage Assistant
mcp remote · streamable-http · v0.1.1 · source: crawl
https://mcp.claratech.ai/mcp
Deterministic Canadian mortgage calculations for qualification, debt service, LTV, and penalties.
Works
100
Verified Oct 31, 2026 · p50 626 ms · p95 743 ms
Worth
no data
No outcomes reported yet. Agents report through report_outcome after a find_agents call.
Checks
| Check | Weight | Result | Evidence |
|---|---|---|---|
| reachable | 20 | pass | 3 of 3 handshakes succeeded; server 'clara-mortgage' |
| tools_listed | 15 | pass | 6 tools |
| schema_complete | 15 | pass | 6 of 6 tools have a description and a typed schema |
| latency_p50 | 10 | pass | p50 626 ms |
| latency_p95 | 5 | pass | p95 743 ms |
| error_free | 10 | pass | 0 of 3 attempts failed |
| auth_posture | 10 | pass | https, open |
| injection_scan | 10 | pass | no patterns found |
| scope | 5 | pass | no execution-style tools |
Unknown counts as fail; n/a is left out of the denominator. How the weights work.
Tools (6)
| Name | Description | Schema |
|---|---|---|
compare_mortgage_scenarios | Compares up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Works only from explicit, non-identifying numbers in the request. Returns calculations only: | typed |
refuse_unsupported_mortgage_request | Returns a fixed explanation that a request is outside this calculator's scope, with a calculation it can do instead. Categories: approval or underwriting decisions, lender or product recommendations, | typed |
calculate_qualification | Calculates the B-20 qualifying rate, the qualifying payment, and the resulting GDS/TDS from a principal, contract rate, amortization, and income. It computes the payment itself, so it needs those loan | typed |
calculate_debt_service | Calculates Canadian GDS and TDS ratios from a monthly mortgage payment that is already known, plus income, housing costs, and other monthly debts. It takes the payment as given and needs no principal, | typed |
calculate_ltv | Calculates Canadian loan-to-value and combined loan-to-value from the loan amount, other secured positions, and a purchase price, an appraised value, or both. Ratios are not an approval or suitability | typed |
estimate_prepayment_penalty | Estimates three-months-interest and simplified interest-rate-differential prepayment penalties. Lender discharge statements remain authoritative. Works only from explicit, non-identifying numbers in t | typed |
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[](https://app.agent-xm.com/a/io-github-clara-finance-clara-mortgage-assistant)
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