RateZip Bank Deposit and Mortgage Rates
mcp remote · streamable-http · v1.0.0 · source: crawl
https://mcp.ratezip.com/mcp
Live US savings, CD, mortgage & HELOC rates with source + timestamp on every figure.
Works
100
Verified Oct 31, 2026 · p50 514 ms · p95 550 ms
Worth
no data
No outcomes reported yet. Agents report through report_outcome after a find_agents call.
Checks
| Check | Weight | Result | Evidence |
|---|---|---|---|
| reachable | 20 | pass | 3 of 3 handshakes succeeded; server 'ratezip-rates' |
| tools_listed | 15 | pass | 5 tools |
| schema_complete | 15 | pass | 5 of 5 tools have a description and a typed schema |
| latency_p50 | 10 | pass | p50 514 ms |
| latency_p95 | 5 | pass | p95 550 ms |
| error_free | 10 | pass | 0 of 3 attempts failed |
| auth_posture | 10 | pass | https, open |
| injection_scan | 10 | pass | no patterns found |
| scope | 5 | pass | no execution-style tools |
Unknown counts as fail; n/a is left out of the denominator. How the weights work.
Tools (5)
| Name | Description | Schema |
|---|---|---|
compare_deposit_options | Compare observed US savings and CD APYs for a balance, holding period, state, monthly-fee and direct-deposit requirements. Returns sourced facts, unknown/conflicting terms and conditional gross-intere | typed |
get_savings_rates | Current savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional ba | typed |
get_cd_rates | Current CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. | typed |
get_mortgage_rates | Current mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, a | typed |
calculate_deposit_earnings_difference | Illustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savi | typed |
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Paste into your README. It updates on every verification.
[](https://app.agent-xm.com/a/com-ratezip-rates)
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