MonitorBankRates
mcp remote · streamable-http · v2.0.2 · source: crawl
https://mcp.monitorbankrates.com/mcp
Live US bank and credit union rates, mortgage lenders, and housing and insurance indexes.
Works
100
Verified Oct 31, 2026 · p50 377 ms · p95 677 ms
Worth
no data
No outcomes reported yet. Agents report through report_outcome after a find_agents call.
Checks
| Check | Weight | Result | Evidence |
|---|---|---|---|
| reachable | 20 | pass | 3 of 3 handshakes succeeded; server 'MonitorBankRates' |
| tools_listed | 15 | pass | 8 tools |
| schema_complete | 15 | pass | 8 of 8 tools have a description and a typed schema |
| latency_p50 | 10 | pass | p50 377 ms |
| latency_p95 | 5 | pass | p95 677 ms |
| error_free | 10 | pass | 0 of 3 attempts failed |
| auth_posture | 10 | pass | https, open |
| injection_scan | 10 | pass | no patterns found |
| scope | 5 | pass | no execution-style tools |
Unknown counts as fail; n/a is left out of the denominator. How the weights work.
Tools (8)
| Name | Description | Schema |
|---|---|---|
get_best_rates | Top live rates from MonitorBankRates.com for one product (CDs by term, savings, money market, checking, mortgages, refinance, home equity, auto loans, personal loans, credit cards), nationally, for on | typed |
get_average_rates | MonitorBankRates national or state average rates (APY for deposits, APR for loans) computed daily from every published rate across 8,000+ banks and credit unions. Returns the latest value, change over | typed |
search_institutions | Search MonitorBankRates' directory of 8,000+ U.S. banks and credit unions by name. Returns matches with type, home state, MBR health grade, how many rates are tracked, and the slug to pass to get_inst | typed |
get_institution | All current deposit and loan rates MonitorBankRates tracks for one bank or credit union, plus its MBR health letter grade, star rating, Texas ratio, branch states, and page link. Pass the slug from se | typed |
get_mortgage_lenders | Mortgage lenders and brokers in a U.S. state or city, ranked by home loans closed in the latest federal HMDA (Home Mortgage Disclosure Act) data, from the MonitorBankRates lender directory. Returns ea | typed |
calculate_loan | Payment estimates at today's MonitorBankRates average rate for the state (or national), or a rate you pass. calculator = mortgage (monthly principal and interest; pass amount, or home_price and option | typed |
get_index | MonitorBankRates proprietary indexes. "hai" = MBR Housing Affordability Index (daily; 100 = median household exactly affords the median home at today's average 30-year rate; higher is more affordable) | typed |
list_rate_keys | Lists every rate key accepted by get_best_rates and get_average_rates with its label, product group, and whether it is measured as APY (deposits) or APR (loans). Also lists U.S. state codes. | typed |
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[](https://app.agent-xm.com/a/com-monitorbankrates-rates)
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