Senaro Personal Finance
mcp remote · streamable-http · v1.37.1+48 · source: crawl
https://mcp.senaro.ai/mcp
Credit card payoff, mortgages, refinancing, 401(k), rent vs buy. Every rule and default is cited.
Works
100
Verified Oct 31, 2026 · p50 500 ms · p95 519 ms
Worth
no data
No outcomes reported yet. Agents report through report_outcome after a find_agents call.
Checks
| Check | Weight | Result | Evidence |
|---|---|---|---|
| reachable | 20 | pass | 3 of 3 handshakes succeeded; server 'senaro' |
| tools_listed | 15 | pass | 19 tools |
| schema_complete | 15 | pass | 19 of 19 tools have a description and a typed schema |
| latency_p50 | 10 | pass | p50 500 ms |
| latency_p95 | 5 | pass | p95 519 ms |
| error_free | 10 | pass | 0 of 3 attempts failed |
| auth_posture | 10 | pass | https, open |
| injection_scan | 10 | pass | no patterns found |
| scope | 5 | pass | no execution-style tools |
Unknown counts as fail; n/a is left out of the denominator. How the weights work.
Tools (19)
| Name | Description | Schema |
|---|---|---|
server_info | Calculation, not advice. Verify with a professional before acting. Returns metadata about the running Senaro MCP server: version, contract version, build commit, build timestamp, and the full list of | typed |
analyze_cash_advance | Calculation, not advice. Verify with a professional before acting. Deep analysis of a single card's cash advance showing payment allocation, CA interest cost, CA payoff months, and whether the CA is g | typed |
analyze_pmi_removal | Calculation, not advice. Verify with a professional before acting. Compute every standard PMI-removal pathway: - HPA automatic at 78% LTV - HPA borrower-requested at 80% LTV - optional re-appraisal a | typed |
calculate_cc_payoff | Calculation, not advice. Verify with a professional before acting. Calculate credit card payoff timeline with month-by-month amortization. Pick this for a payoff timeline across credit cards under one | typed |
calculate_cc_starting_figures | Calculation, not advice. Verify with a professional before acting. Read a set of credit cards' starting figures without running a payoff simulation: the balances entered by type, the balance-weighted | typed |
calculate_compound_interest | Calculation, not advice. Verify with a professional before acting. Standard compound interest calculator. Returns future value, total contributions, interest earned, effective annual rate, and milesto | typed |
calculate_debt_to_income | Calculation, not advice. Verify with a professional before acting. Calculate your debt-to-income ratio and check qualification for conventional, FHA, VA, and USDA mortgage programs. Accepts existing d | typed |
calculate_emergency_fund | Calculation, not advice. Verify with a professional before acting. Size an emergency fund target based on the borrower's monthly essential expenses, job stability, dependents, and income redundancy. R | typed |
calculate_loan_payoff | Calculation, not advice. Verify with a professional before acting. Standard amortizing loan calculator. Pick this for a single fixed-rate installment loan (mortgage, auto, student, personal) with one | typed |
calculate_opportunity_cost | Calculation, not advice. Verify with a professional before acting. Calculate the true cost of recurring spending by showing what that money would be worth if invested. Pick this when the input is recu | typed |
calculate_refi_breakeven | Calculation, not advice. Verify with a professional before acting. Deterministic mortgage refinance break-even analysis. Given your current loan (balance, rate, remaining term) and a refinance offer ( | typed |
calculate_runway | Calculation, not advice. Verify with a professional before acting. Deterministic cash-runway calculator. Given your liquid savings, monthly essential expenses, optional ongoing inflows (partner income | typed |
compare_debt_consolidation | Calculation, not advice. Verify with a professional before acting. Compares keeping cards vs. consolidation loan vs. optional balance transfer offers (single offer or head-to-head multi-offer comparis | typed |
compare_mortgage_terms | Calculation, not advice. Verify with a professional before acting. Compare two fixed-rate mortgage options side-by-side: - 15 vs 30 year, - different rates, - points vs no points, or - any two terms. | typed |
compare_payoff_strategies | Calculation, not advice. Verify with a professional before acting. Compare avalanche and snowball payoff strategies side-by-side. Pick this to compare avalanche against snowball ordering on the same s | typed |
compare_payoff_vs_invest | Calculation, not advice. Verify with a professional before acting. Compares the guaranteed return of debt payoff against expected investment returns over a time horizon. Accounts for post-payoff inve | typed |
compare_rent_vs_buy | Calculation, not advice. Verify with a professional before acting. Deterministic rent-vs-buy decision model. Given a home price, monthly rent, and mortgage rate, computes the breakeven month (when BUY | typed |
list_defaults | Calculation, not advice. Verify with a professional before acting. Returns named default values used by Senaro Finance tools with source citations. Use before calling other tools to understand what a | typed |
optimize_401k_match | Calculation, not advice. Verify with a professional before acting. Deterministic 401(k) employer-match optimizer. Given your annual salary, pay frequency, current contribution percent, and your employ | typed |
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